Sectors we Serve
Cooperative Solutions
For Credit Unions, CUSOs & Leagues
Given our shared cooperative roots, credit unions and NCB have had a mutually beneficial relationship since NCB’s inception.
NCB’s mission, vision and values of serving cooperatives align well with those of Credit Unions given the bank’s deep ties to the credit union community. The credit union community is represented on the bank’s board of directors, and its member-shareholders.
NCB also works with several credit unions in loan sales and loan participations. Our commitment to credit unions also extends to partnership programs and sponsorships with Inclusiv and the National Credit Union Foundation.
Current customers, please access our customer resource page for more information.
Products and Services
-
Treasury Management
Save time and improve your cash flow operations with NCB’s treasury management solutions- built for small business retailers to large property management customers.
-
Correspondent Banking
We offer a full suite of correspondent banking services for credit unions with no capital contribution requirement, competitive return on funds and fixed service fees.
-
Savings Accounts
Maximize your returns with NCB’s competitive savings product including CD’s and MMDA accounts.
-
Lockbox and Payment Processing
Our payment processing platform allows payments to be made online, in the office with a desktop scanner, or through traditional payment methods.
NCB CIF CDs
- 6-mo, 12-mo, 18-mo, 2-yr, 3-yr terms currently available
- Minimum opening deposit of $10,000
- Interest compounded daily and paid quarterly
- Interest earned can be automatically reinvested or transferred
- Automatic renewal
- eStatements available
- Penalties for early withdrawal apply
NCB CIF MMDA
- Offers the liquidity of a savings account
- Minimum opening deposit of $10,000
- Six withdrawals per month, three by check
- Interest compounded daily and paid quarterly
- Online banking access
- eStatements available
NCB CIF DEPOSIT RATES
Unique to CIF with NCB, you may choose, from three options, how much of the interest will be contributed to NCUF: 50%, 75% or 100%.
| Term | Rate | APY* |
|---|---|---|
| 6 MONTH CD | 3.75% | 3.83% |
| 12 MONTH CD | 3.00% | 3.05% |
| 18 MONTH CD | 3.00% | 3.05% |
| 2 YEAR CD | 3.00% | 3.05% |
| 3 YEAR CD | 3.10% | 3.16% |
| MMDA | 1.50% | 1.52% |
Strong Supporter of Credit Unions, Leagues and CUSOs Nationwide
Success Stories
Resources
