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Online Personal Impact Checking and Money Market Accounts

Convenient Banking. Community Impact.

National Cooperative Bank offers convenient online banking with a community impact. Our loans and investments increase access to local, healthy food, deliver health care to more people, create affordable housing, and build renewable energy.

Open an online Impact Checking Account today and you will invest in the future of your family and your community.

Your Choices Reflect Your Values.  Your Bank Should Too.

woman checking her mobile banking at a cafe

Features & Benefits

  • ATMS
    You have access to over 32,000 ATMs nationwide without a surcharge fee through the MoneyPass ATM Network.
  • MOBILE AND ONLINE BANKING
    Includes account management, mobile deposit, and BillPay 
  • ADDITIONAL FEATURES
    Debit card for checking and money market accounts

Other checking and savings accounts may be available depending on your location.

*Annual Percentage Yields are accurate as of December 11, 2024, and subject to change daily. You must maintain the minimum balance stated above in the account each day to obtain the disclosed annual percentage yield.  Fees may reduce earnings on your account. Products offered by National Cooperative Bank N.A., Member FDIC. Accounts must be opened online and are for consumers only.

Working Together.
Building Community.

When you choose National Cooperative Bank, you’ll always know where your money is being invested and what impact it’s making. Meet the people and communities we invest in, and hear their stories.

Stories of Impact

Weaver Street Market and NCB: A valued partnership
Weaver Street Market and NCB: A valued partnership
A North Carolina food co-op boosts its size, sales and food offerings, thanks to NCB.
NCB Finances a New Clinic for Chicago's Medically Underserved Residents
NCB Finances a New Clinic for Chicago's Medically Underserved Residents
NCB finances a new clinic for the city’s medically underserved residents
Building the Future for a Miami Healthcare Provider
Building the Future for a Miami Healthcare Provider
NCB helps finance a facility transformation for Florida’s Care Resource Community Health Centers

Have questions about our Impact Checking Accounts?

One of our banking specialists can guide you through the process.

Speak with a banking specialist