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Personal Banking

Convenient Banking. Community Impact.

Products and Services

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    Checking Accounts

    Open an Impact Checking Account today and you will invest in the future of your family and your community.

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    Savings Accounts

    Open an Impact Savings Account today and you will help create stronger communities nationwide.

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    Retirement Accounts

    Start saving for retirement with NCB’s IRA accounts.

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    Online & Mobile Banking

    Convenient online and mobile banking to access your NCB accounts on your time.

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    Financial Education

    Take advantage of courses ranging from credit scores to retirement savings with NCB’s online financial education.

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    Banking Services

    Time to order checks or want to go paperless? Learn more about NCB’s banking services.

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Loans

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    Mortgages

    Make homeownership a reality or refinance your existing loan with NCB. NCB offers financing for co-ops, condos, single family homes and TICs.

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    Home Equity Loans

    Looking to remodel your home? Take advantage of a home equity loan or line of credit from NCB.

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    Personal Loans

    NCB offers consumer loans, auto loans and agriculture loans.

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couple celebrating their new home

Customer Success Stories

Building the Future for a Miami Healthcare Provider
Building the Future for a Miami Healthcare Provider
NCB helps finance a facility transformation for Florida’s Care Resource Community Health Centers
Partnering for Sustainable Food, Healthy Communities in North Carolina
Partnering for Sustainable Food, Healthy Communities in North Carolina
Weaver Street Market opens a new grocery store in Raleigh’s burgeoning warehouse district
Co-op to the Core
Co-op to the Core
13th Street Terrace residents reject a proposed condo conversion to retain their affordable, limited-equity housing co-op

Resources

NCB Mission Report
Publication
NCB Mission Report
NCB Annual Report
Publication
NCB Annual Report
6 Ways to Protect Your Business from Business Email Compromise Scams
Featured Post
6 Ways to Protect Your Business from Business Email Compromise Scams

Have questions on NCB’s personal banking products?

Contact a banking specialist today.