Impact Checking

Your choices reflect your values. Your bank should, too.

When you choose our Impact Checking Accounts, you’ll enjoy all the conveniences you love, from a bank that supports what you care about.

Our loans and investments increase access to local, healthy food, deliver health care to more people, create affordable housing, and build renewable energy. Open an Impact Checking account today and you will invest in the future of your family and your community.


Choose NCB. You are what you bank.



Impact Money Market


  • 1.92% Annual Percentage Yield*
  • $100 to open
  • $25 monthly fee if balance falls below $5,000


Apply online in 5 minutes



Contact Us


Impact Checking Account


  • 0.20% Annual Percentage Yield*
  • No minimum to open
  • $15 monthly fee if balance falls below $500


Apply online in 5 minutes



Contact Us



Features & Benefits





 Free ATMs

Any ATM, anytime, four times per month — $500 minimum average balance required.**



Mobile and Online Banking

Includes account management, deposit, BillPay and PopMoney



Additional features

Debit card for checking and money market accounts

Working Together.
Building Community.

When you choose National Cooperative Bank, you’ll always know where your money is being invested and what impact it’s making. Meet the people and communities we invest in, and hear their stories.

Stories of Impact





Other checking accounts are available. For more deposit account options, please view our Personal Banking brochure and contact us at (800) 322-1251.



*Annual Percentage Yields are accurate as January 17, 2019 and subject to change daily. You must maintain the minimum balance stated above in the account each day to obtain the disclosed annual percentage yield. Substantial early withdrawal penalty on CDs. Fees may reduce earnings on your account. Products offered by National Cooperative Bank N.A., member FDIC. Accounts must be opened online and are for consumers only.

**There may be an additional fee for each withdrawal, transfer or inquiry at ATMs not owned by National Cooperative Bank, which is charged by the ATM owner/operator.