Senior Living, Aging Services and Health Care

National Cooperative Bank has over 30 years of experience financing capital needs of senior living facilities and other health care clients and has provided over $530 million in financing to the health care industry. 

Health Care Solutions:

Whether as the sole lender or partnering with other financial institutions, NCB possesses the expertise to tailor transactions to meet its client's short and long-term strategic objectives. 

We Serve:

  • Assisted Living
  • Community Health Centers
  • PACE
  • Long-Term Care, Skilled Nursing and Hospice
  • Senior Housing with Services
  • Critical Access Hospitals
Exterior of La Clinica Health Clinic

Products and Services



Health Care Lending Solutions

America is witnessing an unprecedented boom in the ranks of the elderly. This translates into a growing need for more care options. We are a leader on a number of fronts, focusing on innovative new models in support of revolutionizing traditional nursing care, making assisted living affordable and creating alternative housing options for residents who want to maintain their independent lifestyles for as long as possible.






LeverAge, a partnership between NCB, LeadingAge and Grantmakers in Aging, is a national financing program designed to assist in the expansion of affordable aging services, senior housing models, and emerging aging innovations.


  • Fixed rate and longer term mortgages (10-year terms with up to 30-year amortizations) to support the expansion of proven affordable housing and housing with services innovations
  • Working capital and cash flow loans (fixed and variable rates, up to 7-year terms) to support the expansion of proven aging services innovations
  • Credit support to help promising innovations qualify for financing
  • Affordability through rates 50 to 150 basis points below the National Cooperative Bank’s market loan rates




The AdvantAge Mission Deposit Program is designed to support the LeverAge Finance Program's affordable lending program for aging services and senior housing. Social investors’ long-term certificates of deposit (CDs) and matching funding from National Cooperative Bank will support LeverAge’s affordable, long-term, fixed and variable rate loan products for not-for-profit and cooperative aging services and senior housing models serving people with low-incomes.



  • “Generator” deposits for the expansion of proven models that do not require credit enhancement
  • “Incubator” deposits for innovations, start-ups, and projects requiring credit support and gap financing

Success Stories


NCB News


Strong Supporter of Healthcare Partners Nationwide



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Contact Us

Please contact us to learn more about our product offerings to the health care industry or call (703) 302-1950 or (703) 302-1942.

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