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Careers at NCB

Financial Analyst


 

The Financial Analyst will be responsible for performing financial analysis and loan review of National Cooperative Bank’s servicing portfolio which comprises of approximately 3,400 real estate loans subject to Bank, CREFC, and FNMA credit standards.

 


 

Position:

Financial Analyst 

Location:

Hillsboro, OH

 


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Job Responsibilities

  • Review and analyze annual financial statements submitted by cooperative and commercial real estate borrowers.
  • Identify loans in violation of various covenants including minimum Debt Service Coverage requirements, Assessment Receivables, reserve requirements. Also create and update Watch List commentary, ensure adequate risk ratings, recommend risk rating changes, identify new risk areas or potential credit problems.
  • Electronically submit annual financial statements to investors and respond to incoming inquiries regarding line item variances and other issues.
  • Assist with special projects for: Investor Compliance, Risk Management, Investors, and Rating Agencies.

 

Minimum Requirements

  • BA/BS degree (Accounting/Finance/Business preferred) or a minimum of 3 years’ experience in commercial real estate or commercial banking.
  •  Prefer  three years experience in Accounting/Finance, commercial/commercial real estate loan underwriting or related real estate credit experience (CMBS a plus). 
  •   The Candidate should be proficient in reviewing financial statements for multiple property types (Cooperative Housing, Community Associations and Commercial Real Estate).
  • The candidate should have a firm knowledge of Microsoft Office, specifically Microsoft Excel, Microsoft Word, and Internet Explorer.  The Bank uses additional internal and externally developed software systems for financial reporting and loan tracking.  The analyst must be comfortable with learning new software systems. 

 

 

 


 

Working Together. Building Community. It is more than our mission; it is the way we do business with our customers, and it is the employee culture of the bank. We offer a great place for people to work. We actively promote an inclusive environment where all employees have the opportunity to achieve professional and personal success and contribute to the organization and the community.

National Cooperative Bank, N.A. is an Equal Employment Opportunity Employer (EOE/AA)