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Senior Loan Review Analyst

Position: Senior Loan Review Analyst

Location: Arlington, VA

Nature & Scope: The Senior Loan Review Analyst role exists to assist the Loan Review Manager, in the day to day responsibilities of the Loan Review Team, specifically, the Team’s overall responsibility for reviewing NCB’s various credits to ensure that lending practices conform with established policy, credits are properly risk rated, reserves are correctly allocated, and loan losses are minimized.

Responsibilities Include: 

  • Perform lending unit examinations covering all commercial and real estate loans, letters of credit, leases, and any other credit exposure for the purpose of assessing adequacy of risk ratings assigned, identifying potential or existing credit problems, and ensuring conformity with lending policies and guidelines.
  • Perform tasks related to the examination function including sample selection, review of credit worksheets completed by other analysts, and preparation of reports conveying the results of Loan Review examinations.  Such reports will identify and describe the weaknesses noted during the examination (i.e., underwriting, monitoring, collateral, and documentation), provide support for decisions to upgrade or downgrade loans during the examination, and render a conclusion on the portfolio examined, as well as make recommendations for the improvement of the lending unit’s underwriting and credit administration processes.
  • Provide on-the-job training and guidance for Loan Review analysts regarding credit evaluation techniques and specific Bank systems necessary for the analyst’s complete and accurate (a) assessment of individual credits and (b) preparation of credit quality reports.
  • Conduct special projects for development of spreadsheet and/or system solutions for more efficient or expanded credit quality and concentration reporting; coordinate activities with IT as necessary.
Minimum Qualifications: 
  • Bachelors Degree in Finance, Accounting or Business
  • Strong analytical skills and 4-6 years as a Federal Bank Examiner, Credit or Loan Review Analyst, or Commercial Bank Lender
  • A high level proficiency in: Microsoft Excel, Microsoft Word, Microsoft Powerpoint and Moody's Financial Analyst
  • Must be able to organize thoughts logically for clear, concise reports of examination, procedural memoranda, emails, and other written communications
  • Ability to communicate effectively with Loan Officers and Senior Management
If you would like to apply for this position, please send your resume to ncbvajobs@ncb.coop.